Of all the numbers that you should protect, your credit score is one of the most important. Your financial well-being depends upon maintaining a tiptop credit report. The information available on your credit report is utilized by various credit companies to formulate a credit score. This score is the make or break number that determines the loans you get, the repayment terms and conditions, and your credibility with lenders. Be advised that it’s important to check your credit report at regular intervals – not only when you are about to make a big-ticket purchase.