If you’re like most Canadians, then you’re recovering from a holiday hangover — and we’re not talking about the headache from too many seasonal libations! The most wonderful time of the year can have a devastating impact on Canadian budgets, as many of us over indulge in order to create the perfect holiday atmosphere. Between travel plans (a notoriously pricey endeavour in this country) and presents (made even more expensive because of sales tax), before you know it you’ve blown your budget. Now that the bills are coming in, you’re left to face the consequences of your holiday spending bender. If you need a little help covering these bills in the New Year, a pay day lender can offer the assistance you need.