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7 Things You Should Know About Your First Credit Card

Written by David Jones on June 7, 2017

Getting your first credit card probably doesn’t seem like a very big deal. Pretty much everyone
has one, and using credit cards to pay bills and purchase essentials is second nature to most people. However, there’s more to applying for your first credit card than you might think, and there are some things to consider in preparation.

1. There are two primary types of credit cards: secured and unsecured.

Secured credit cards are better for those who haven’t built a solid credit history – they’re backed by a cash deposit and limit risk for the card issuer. It’s like a prepaid card, but the cash deposit doesn’t run out as you spend. (more…)

5 Things to Know About Your Personal Injury Claim

Written by David Jones on June 6, 2017

When you’ve been injured in an accident that wasn’t your fault, you might experience several varieties of pain. There’s the physical pain that interrupts your daily life, but also the emotional pain of being saddled with an injury that was caused by someone else.

Although you may not be able to reverse the effects of your injuries entirely, you can obtain some relief through a personal injury lawsuit. Before you file one, though, there are some things you should know. (more…)

What are Revenge Porn Sites and What’s Being Done to Them?

Written by David Jones on May 31, 2017

Despite its usefulness in terms of connecting people around the world, the social media has been taken advantaged by people with illicit motives. An example is the proliferation of these so-called revenge porn sites.

Many may still not be aware of such sites but they have been used in spreading pornographic images of people without their consent. They are also termed as nonconsensual pornography (NCP) which refers to the distribution of sexually graphic images of people without their knowledge and consent. The goal here of the perpetrator spreading such images can either be to blackmail the subject to force the person to continue their relationship, to punish the individual for ending the relationship or to perform sex acts. (more…)

10 Best Freshwater Fishing Destinations in the U.S.

Written by David Jones on May 23, 2017

Fishing is a great American pastime with a lot of benefits. Whether you fish to eat or you always release your prey, it’s a great stress reliever. It can also keep you physically fit, provide a great source of nutrition, help you unplug, and improve your mood.

Fishing can be fun even when you don’t get a nibble, but it’s more fulfilling if you’re able to catch something once in awhile. A successful fishing trip can depend on a variety of factors, including the climate, the noise level, the season, the number of people there, and the type of fish you’re trying to catch. Do a little research before you go; consider what environments attract fish and what spots will benefit your trip. (more…)

How to Finance a Lawsuit if You Don’t Have Enough Funds

Written by David Jones on May 17, 2017

Filing a lawsuit regardless of the case involved can be expensive, not to mention time-consuming. And not everyone has the funds to pursue a legal action as they seek justice for the issue they are fighting for. It is for this reason that some people opt for an out-of-court settlement to help them save costs.

But what if you have a strong case and you’re concerned about funds to finance the process moving forward? Are there other options apart from obtaining personal loans from the bank or a lender and borrowing from family and friends? (more…)